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DHC
Insurance offers a
comprehensive program
developed to
specifically cover the
inherent risks involved
for today's youth sports
teams and leagues.
This Accident Medical Insurance
Program is designed to
help eliminate the
financial and emotional
burden one can incur as
a result of injury in
today's athletic arena.
The Accident Medical
Coverage
Pays
the medical bills of an
injured participant or
staff member
Who Is
Covered
All
participants of the
Policyholder are covered
while participating in
sponsored activities. A
member is also covered
while traveling,
directly and without
interruption, to and
from any Policyholder
sponsored activity and
his or her home or place
of residence.
Accidental Death &
Dismemberment
If a
covered injury results
in any of the losses
specified below within
one year after the date
of the accident, the
Company will pay the
applicable amount.
-
Full
Principal Sum for
loss of life
-
Full
Principal Sum for
double dismemberment
-
50%
of the Principal Sum
for loss of one
hand, one foot or
sight of one eye
-
25%
of the Principal Sum
for loss of index
finger and thumb of
same hand
If the
Principal sum is
payable, no indemnity
will be paid for
dismemberment. In any
event, the double
dismemberment indemnity
is the maximum amount
payable under this
Benefit for all losses
resulting from one
accident.
Maximum Medical Expense
Benefit
If the
Covered Person incurs
eligible expenses as the
result of a covered
injury, the Company will
pay the charges incurred
for such expense within
52 weeks, beginning on
the date of accident.
Payment will be made for
eligible expenses not to
exceed the Maximum
Medical Expense Benefit,
subject to the
applicable deductible
amount (if any). The
first such expense must
be incurred within 60
days after the date of
the accident.
Note:
Excess Coverage. This
plan does not cover
treatment or service for
which benefits are
payable under any other
insurance or medical
service payment plan
available to the
insured.
Exclusions and
Limitations
This Plan
does not cover any loss
to or resulting from:
-
Sickness or disease
in any form, except
pyogenic infections
due to an accidental
cut or wound.
-
The
use of drugs or
narcotics, unless
administered under
the advice of a
physician.
-
War
or any act of war,
whether or not
declared.
-
Participation in any
riot or civil
commotion.
-
Air
travel or the use of
any device or
equipment for aerial
navigation, except
as a fare-paying
passenger on a
regularly scheduled
commercial airline.
-
Suicide or any
attempt thereat or
any self-inflicted
injury.
Nor does
the Plan cover:
-
Service provided by
any person or
facility employed or
retained by the
Policyholder or
member organization.
-
Service provided by
any member of the
Insured Person's
family or household.
-
Dental treatment,
except as the result
of a covered injury.
-
The
repair or
replacement of any
artificial dental
restoration.
-
Expenses payable
under any Workers
Compensation Law or
similar legislation.
-
Injury sustained
while riding in or
on any two or three
wheeled engine
driven vehicle.
Premium Rates
Minimum
Premium $150.00.
Please
call (888) 288-1829 for
a quote.
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